February 22, 2012
Schifman, Remley & Associates

 Benefits Essential to insuring & protecting your employees


RESULTS ARE ESSENTIAL TO OUR SUCCESS

› 98% Retention of Groups (all sizes)
› Stable Renewal Pricing
› Personal Service
› Cutting Edge Client Management Systems
› Integrated client Service Team
› Someone on your team is always available

If you want a new paradigm to improve your benefit management capabilities and outcomes, consider a change to SRA Benefits. Our detailed and accountable approach will change your perception of benefit brokers. Employee benefits have grown from purchasing a simple health insurance policy to managing a complex catalog of regulations and benefit options. It’s no wonder the money and time spent on employee benefits represents a growing threat to your company profits. Regardless of the size of your organization, you are concerned about the cost of healthcare and its regulatory complexities. SRA’s forward looking model is designed to meet these challenges head on.

Middle/Large Group Services(100+ employees)

› Strategic Planning and Objective Setting
› Benefit and Business Objective Alignment
› Alternative Funding Analysis
› Total Benefit Review and Benchmarking
› Proposal Development, Analysis and Carrier
Selection
› Renewal Negotiations
› Plan Transition and Implementation
› Proprietary Budget, Cost Sharing & Financial Risk Modeling
› Monthly financial data reporting services
› Claims Auditing Services
› Provider Network analysis & Integration
› Contract and Summary
› Plan Document Analysis
› Regulatory Compliance Services
› Merger & Acquisition Due Diligence Review
› Human Resources Education and
Communication
› Customized Employee Education and Communication
› Employee Self Service and Benefit Portal Development
› Workplace Wellness Management
› Fee based project work 

WE SELL RESULTS NOT PRODUCTS

Think of SRA professionals as your elite team dedicated to providing the strategies, tactics, services and
tools to create and maintain excellent benefits while containing costs. The best run plans not only provide the
lowest cost year after year but also the best value to employees.

MINE DATA & OPTIMIZE RESULTS

Our talented professionals with years of multi-disciplined expertise will analyze your benefit programs, find the best markets and mine and manage your experience and financial data to optimize your long term results.

EXCEPTIONAL PERSONAL SERVICE

From benefit/financial design and carrier placement to employee communication and support, we provide high touch personal services backed with state-of-the-art technology to help retain and reward your most valuable assets – you and your employees

INCREASE EMPLOYER RETENTION AND DECREASE BOTTON LINE COST

Does you current broker deliver results, quick resolution, immediate access and strong management control of your benefit value and cost? More importantly, does your broker continuously improve your understanding and ability to make clear effective benefit decisions? We deliver measurable results, meaningful data and actionable feedback to help you make informed decisions.



PRODUCTS ESSENTIAL TO RECRUIT, REWARD & RETAIN:

BENEFITS
› Health
› Dental
› Life/AD&D
› Long Term & Short Term Disability
› Voluntary Benefits
› Vision Plans
› Consumer Driven Healthcare
› (HSA/HRA)
› Executive Benefits
› Business Travel Accident
› Section 125 Flex Plans
› Individual Health & Dental Insurance
› Medicare Supplemental Plans
› Wellness & Disease Management
› HR & Benefit Technology Solutions
› International Travel Health Insurance

LIFE INSURANCE & WEALTH TRANSFER
› Key Person Life Insurance
› Funding Buy-Sell Arrangements
› Annuities
› Incentive Plans for Key People
› Split Dollar Plans
› Business Continuation
› Life Insurance for Estate
› Planning/Wealth Transfer
› ESOP Leveraged Buy-outs

RETIREMENT
› 401(k) Plans
› 403(b) Plans
› Non-qualified Deferred
› Compensation Plans
› Executive Retirement
› Arrangements
› SEP
› Simple Plans
› Investment Advisory
› Plan Management Review
› Employee Communication
› Plan Administration
› 529 Plans

TECHNOLOGY TO MAKE LIFE EASIER

Whether you need a simple web-based enrollment system or a customized process that integrates HRIS, payroll, benefit enrollment and communication functions, we have the expertise to help you streamline your human resource functions and create internal efficiencies.

BENEFITS COMMUNICATION AUDIO/VIDEO VIA WEB:

An overview of an employee’s benefit options with plan specific information and costs can be recorded and branded around the employer then delivered via the web. This information can then be available to remote office locations and spouses at home.

BENEFITS COMMUNICATION PORTAL:

By utilizing the Internet to post benefits information, applicable forms, phone numbers, links to insurance company websites, you can reduce the number of calls to HR while giving employees 24-hour access to information.

BENEFITS ENROLLMENT VIA THE WEB:

Employees will be able to view their benefits information and make their benefits elections via the web. The data can be transmitted to insurers electronically or be placed on the insurer’s enrollment forms.

HR ADMINISTRATION:

Deliver all the HR and benefits resources employees need in one easily accessible, constantly up to date place. Your central clearing house of critical HR & benefits data, allowing administrators to quickly manage information to ensure employee satisfaction and regulatory compliance.

HR LIBRARY:

SRA clients have free access to Bureau of National Affairs (BNA) - one of the largest most respected web-based databases of HR, forms, compliance tools, HR-related articles, employee handbooks, communications materials, newsletters, benefit statements, legislative updates, health awareness articles, wellness programs and medical integration strategies. 

WEB-BASED SURVEYS:

Web Surveys offer the most efficient and cost effective way to gather data in real time and boost employee satisfaction. Compare how your client’s benefits and technology needs match up to their peers and competitors. Identify new opportunities, measure consumer attitudes, or address employee concerns. SRA arms you with the information you need to make informed decisions.